program info

Smart Financing Option / Smart Way of Financing...

Have you ever wondered how some people accumulate properties and are able to purchase a second property even though they have debts and an existing mortgage?

Beat the bank trap, get a second property. Let us show you how to get this property in a very unique and cost saving way! Utilizing a mortgage as a strategic tool to accomplish this. 

Let's look at a real world example. These clients had annual earnings of $107,600. They had a property and debts and were interested in securing an investment property. However they were concerned their monthly dollar obligation with their current mortgage and debts + purchasing a second property would be out of reach and they would not be able to afford it. Here is how their current set-up looked like when they approached us.

 

	Before
1. Monthly payment obligation 2. Monthly mortgage payment 3. Payment on monthly debts 4. Total interest—all debts 5. Years to pay mortgage	$5,375 $2,425 $2,950 $339,605 21	$602,191

Now on the surface of things you would probably agree their current obligations left no financial room to get an additional property and accompanying mortgage. But...when they realized there was a creative way to finance the new property, eliminate their consumer debt and pay off their existing mortgage, all by paying less than their current set-up, they were all ears!

Let's show you what we mean. We showed them a plan designed  to do exactly what would be needed if they were to accomplish their goals. The solution centered around an innovative  and proven system of debt and mortgage elimination, utilizing a Canadian Government registered copyrighted financial program that has been silently helping Canadians from all walks of life defeat the huge burden of debt and mortgage payments, freeing up money for investment, without adding any extra payments, or adding one dollar more to their current monthly mortgage and debt payment obligations.

Naturally, when we first discussed how the plan works, it was a little mystifying initially. But when they saw how it all came together, and they did the math and realized that through the huge savings of their current obligated interest payments they were able to realize their dreams, without it costing them one dollar extra out of their pocket, well to say the least, they were blown away. So let's show you how all this is possible...

When we step back and look at the reality of what is at stake with a mortgage and debts it all starts to make a lot more sense. This is because a mortgage and debts carry a huge interest component. This is the real money on the table, and when you see how our plan defeats the bank trap of time and mountainous obligated interest payments, you will see why this plan works. Remember, the techniques you will discover are proven to work - that's why it was granted a Canadian government registered copyright in 1987 and since that time has helped more than 25,000 people accomplish their dream of eliminating their debts, reducing the time left on their mortgage, and getting the necessary cash to put towards another house purchase. And the plan accomplishes all this without increasing their current monthly dollar outlay, or adding time to their current mortgage. You too will want to see if you can take advantage of this proven plan. Let's show you how it all came together for this client.

	Before	After
1. Monthly payment obligation 2. Monthly mortgage payment 3. Payment on monthly debts 4. Total interest—all debts 5. Monthly cash flow increase 6. Lump sum cash 7. Years to pay mortgage 8. Total cash advantage	$5,375 $2,425 $2,950 $339,605 $0 $0 21 $0	$4,675 $2,562 $0 $120,982 $700 $68,910 12.5 $602,191

 

You will notice 7 major positive changes for these clients with our plan.

a)  Their overall monthly payments obligation dropped by $700.
b)  All debts paid - no more monthly payments.
c)  Remaining time to pay mortgage reduced by 8.5 years
d)  Received lump sum cash for house purchase down payment $68,910.
f)  First year exclusive cash flow boost of $2,112
g)  Ongoing $700 monthly cash flow increase
h)  Total cash advantage of over $600,000 compared to their current set-up.

And possibly the best news? All of this was achieved without any out of pocket expense to our clients. In fact we guarantee you will never have to dip your hand into your pocket to participate.

Can you see now how the lumpsum payment could be used as downpayment and the cash flow increase could be utilized to pay for (or augment) the monthly mortgage payment on a second property?

But - and it is a big but - you will need to qualify for our program. It is really simple. After completing the questionnaire, we will give you a straightforward and honest answer. You have either qualified for program and the associated benefits, or it was not advantageous for you to proceed.

Either way, you should have us review your current set-up, see if it can be improved upon - and if so - you will decide if you want to proceed further. 

If you would like to have a personal consultation, please call me, Geoffrey Montgomery-Swan, at 250-713-9797.
If you are a real estate professional, let me show you how this program can benefit your clients and value-add to your business.

Or, you may prefer to click on the button below and let's see if you can qualify for the program and the benefits that are hidden from view by the banks.

We look forward to welcoming your family to the Moneysmart Family.